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Buying Property in Italy With a Mortgage: What Should the Offer and Preliminary Contract Say?
If your purchase depends on mortgage finance, do not sign an Italian property offer first and hope the bank will solve the problem later. For foreign buyers, obtaining a mortgage in Italy can be difficult, limited in amount and too slow for the timetable imposed by a seller or estate agent. A bank may…
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Can Foreign Buyers Get a Mortgage in Italy? What to Know Before Signing an Offer
Yes, a foreign buyer can in principle obtain a mortgage in Italy. In practice, however, financing is often more limited, slower and less predictable than buyers expect. For many foreign buyers, the real question is not whether an Italian bank can technically grant a mortgage. It is whether the bank will lend enough, in…